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With Zero balancing, you can optimize interest income and expenses and also:
The most common type of Effective Pooling is Zero Balancing. One of the accounts involved is designated as the Master Account. The credit balances of all involved accounts are transferred to the Master Account at the end of the day. Debit balances, if any, are offset from the Master Account.
Zero Balancing also includes a mechanism of shared availability of balances that permits authorization of any debit transaction from an involved account against the disposable balance of the entire pool as opposed to the balance of that individual account.
The services include regular detailed summaries of transferred balances, monitoring of internal loans and calculation of internal interest.