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A higher interest rate than the standard rate for current accounts
Same interest rate guaranteed for the entire duration of the deposit
Choice among various duration options
9 currencies to choose from


You do not need to have a current account with us to open a Term deposit. We will transfer the interest and principal to your account at any other bank.

You can create a one-time deposit or revolving deposits. With revolving deposits, you can time the use of your money optimally because you can serve a notice before each extension.

Interest is computed using the actual duration of the Term deposit in the currency of the account. Any legally required tax is deducted.

A Term deposit is ideal if the bank requires cash collateral. Therefore, it is frequently used along with products such as Bank guarantee, Import letter of credit and Investment loan.

  • Deposit amount from CZK 10,000
  • We offer special interest rates on deposits over CZK 5 million

Deposits are insured under Act No. 21/1992 Coll. up to the equivalent of EUR 100,000 per client.

Opening a Term deposit is easy. What do you need?

  • Proof of business licence
  • Minimum deposit of CZK 100,000 or the equivalent in a foreign currency
  • Visit the corporate centre in person

Product terms and conditions for accounts and deposits