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A higher interest rate than the standard rate for current accounts
Same interest rate guaranteed for the entire duration of the deposit
Choice among various duration options


You do not need to have a current account with us to open a Term deposit. We will transfer the interest and principal to your account at any other bank.

You can create a one-time deposit or revolving deposits. With revolving deposits, you can time the use of your money optimally because you can serve a notice before each extension.

Interest is computed using the actual duration of the Term deposit in the currency of the account. Any legally required tax is deducted.

A Term deposit is ideal if the bank requires cash collateral. Therefore, it is frequently used along with products such as Bank guarantee, Import letter of credit and Investment loan.

  • Deposit amount from CZK 10,000
  • We offer special interest rates on deposits over CZK 5 million

Deposits are insured under Act No. 21/1992 Coll. up to the equivalent of EUR 100,000 per client.

Opening a Term deposit is easy. What do you need?

  • Proof of business licence
  • Minimum deposit of CZK 100,000 or the equivalent in a foreign currency
  • Visit the corporate centre in person

Product terms and conditions for accounts and deposits