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Lower collection expenses – the bank sends reminders
Easier management of receivables and transfer of administration and collection tasks to the bank
Reduction of your administrative expenses


You can assign receivables to the bank without financing. In this case, the bank manages and collects the receivables.

Method of purchase

  • Receivables are sold to the bank by means of an assignment
    • with recourse (recourse factoring) – if the customer does not pay by the end of the grace period (a period after maturity, mostly 60 days), the receivable is assigned back to the client
    • without recourse (no-recourse factoring) – the bank assumes the risk of the debtor’s insolvency or delinquency to pay and insures the receivables with a credit insurance company with 10 %  participation only
  • 100 % of the amount of receivables as specified in the invoice, incl. VAT is assigned to the bank; no advance payment is provided for the assigned receivables; the payment is credited to the client’s account immediately upon the payment being obtained from the debtor

Further benefits:

  • You will lower the cost of payments – no fees are charged for incoming payments 


Contact details of our specialists:

Marta Bunčo
  603 808 945

Petr Fiala
724 625 806