Mortgages

 

Classic Mortgage (Hypotéka na bydlení)

Planning an investment in housing? Whether you want to buy, renovate, or construct a property, Classic Mortgage will help make your dreams come true. Use our tailored mortgage. 

  • Arrangement and maintenance of your mortgage FREE OF CHARGE
  • Superior mortgage consulting
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Offset Mortgage (Hypotéka se zápočtem úspor)

Would you like to have a lower interest rate but still have your savings available at all times? Use our unique Offset Mortgage Hypotéka se zápočtem úspor. By depositing your savings in a savings account, you lower the interest burden of your mortgage and your monthly instalments.

  • Arrangement and maintenance of your mortgage FREE OF CHARGE
  • The more you deposit in your savings account, the less you pay for the mortgage
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Variable Mortgage (Kontokorentní hypotéka)

Do you trade or invest and need to have money available at any time? Take out a unique mortgage with an overdraft that allows you to use and repay the loan as you need.

  • You can invest the money in housing or for whichever purpose you want
  • Early repayments FREE OF CHARGE at any time during the drawdown period
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Non-purpose Mortgage (Hypotéka Univerzál)

Do you need money immediately and a consumer loan is not enough? With Non-purpose Mortgage you can finance anything – we ask no questions.

  • Arrangement and maintenance of your mortgage FREE OF CHARGE
  • Mortgage loans from CZK 300,000 to CZK 5 million
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Buy-to-let mortgage (Hypotéka na pronájem)

Considering investing in real estate? Buy-to-let mortgage is suitable for buying commercial properties such as non-residential homes or office buildings for subsequent leasing.

  • Arrangement and maintenance of your mortgage FREE OF CHARGE
  • You can use the future rental income to repay the mortgage
  • The mortgage loan is also available to lease non-residential premises
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Pre-mortgage loan (Předhypoteční úvěr)

Would you like to build a prefabricated house but are not sure whether you will be granted a mortgage loan? Pre-mortgage loan will help you with financing if your new property cannot temporarily be used to secure a mortgage.

  • Arrangement and maintenance of your mortgage FREE OF CHARGE
  • We will arrange your mortgage within 3 DAYS
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Remortgaging (Refinancování)

Do you want to repay your current mortgage, building savings loan, or another loan with another bank? You can use our tailor-made offer with preferential terms.

  • Fast arrangement and minimisation of mortgage-related expenses
  • Possibility of increasing the size of the new mortgage loan
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