Do you know that you can search branch offices and ATMs?
Just enter a city or address.
You can conveniently transfer and consolidate your loans online and reduce your repayments as needed
Extra repayments as well as early redemption free of charge at any time
We will transfer one or more loans and you can conveniently borrow additional money up to CZK 800,000 without a guarantor
Do you repay every month unfavourable loans, credits, current accounts or credit cards? Merge them into one favourable loan and repay e.g. 50% less. You will have better control over your finances thanks to a single monthly instalment and you will save on the charges you now pay every month.
Common loans, credit cards, current accounts, credit companies’ cards, car credits and leasing and loans with given purpose. Regardless of the bank. You can have loans at any bank and also at any non-banking credit company.
Do you prefer low instalments or a fast redemption? It is only up to you how you decide. You may set a repayment period from 3 months to 10 years.
If you are a customer of Raiffeisenbank and have a personal account with us, you do not need to go to a branch at all, you can arrange loan and sign the contracts in your Mobile Application or Internet Banking within 3 minutes.
If you do not have our personal account yet, you may apply for the loan simply and conveniently via internet, then you need to visit a branch to sign contracts.
Are you worried that consolidating all the loans will be too complicated? With us, you don’t have to run around your original banks. We will transfer the instalments for you or prepare everything so you can transfer the loans easily from the comfort of your home.
You don´t have to be worried about any unnecessary fees. Arrangement and maintenance of the loan, extra repayments as well as early redemption are free of charge with us. Without securing by a real estate or guarantor.
You can merge all the loans into one and borrow some more money up to a total of CZK 800,000 (including the transfered old loan).
Becoming unable to meet financial obligations due to incapacity for work, job loss or an accident can happen to anyone. Arrange a Loan Insurance policy, which will not let you down in adverse life situations.
Loan amount of CZK 290 000 for 120 months with a monthly instalment of CZK 3 323, fixed annual interest rate of 6.7% p.a., and APR of 6.9%. Total amount payable by the consumer – CZK 398 760.