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In the drawdown period , you can use and repay the loan as you need

Early repayments FREE OF CHARGE at any time during the drawdown period

You can invest money in housing or use it for any purpose

We will process your mortgage WITHIN 3 DAYS

Product information

Do you need money immediately and a conventional consumer loan is not sufficient? Non-purpose Mortgage (Hypotéka Univerzál) allows you to borrow a higher amount. Since it is secured by property, you will receive a lower interest rate.

  • Mortgage loans from CZK 300,000 to CZK 5 million
  • Mortgage maturity up to 20 years
  • Interest rates fixed for 1 to 15 years, or a floating interest rate

Early repayments of up to 25% of the mortgage balance can be arranged every year WITHOUT ANY FEES

  • We will process your mortgage WITHIN 3 DAYS
  • You can start using the loan as soon as the proposal for the entry of a lien is filed, i.e. much faster