Unique Multiměna service free of charge

Maintain CZK, EUR, USD and other currencies under just one account number. You will appreciate simple transfers and favourable exchange rates when you travel abroad, shop online or receive your pay in a foreign currency.

Unlimited payments

Domestic wire transfers and EUR payments within the EEA without limits. The first two incoming or outgoing payments outside the EEA are free of charge.

Free ATM withdrawals

Unlimited number of cash withdrawals from ATMs of all banks in the Czech Republic and abroad. Does not apply to fees charged by third parties for withdrawals abroad.

 

Things you will appreciate as students

  • You have a free account from us until you reach 26 years of age. All we need is a confirmation of study, an ISIC card with a valid sticker or the ISIC application.
  • Do you sometimes pay cash? No problem. All ATM withdrawals in Czechia will be free of charge.
  • Withdrawals abroad are free just as well. You don't have to worry about cash either on vacation or during your Erasmus stay.
  • Our account is a multi-currency account and you can keep money in up to 16 different currencies under one account number.
  • With our modern mobile app, you can easily handle everything. On your way to a lecture and while waiting for a cup of coffee.
  • You can apply for up to 2 free payment cards for your account.
  • Do you have cash and want to deposit it into your account easily and quickly? Use our deposit ATMs for free. Your money will be credited in a few minutes.
 

Open a personal account at a branch

  • Do not forget to take your ID with you to open the account.
  • If you are under 18, please come see us with your statutory representative.
  • Certainly, at the branch office we will also assist you with transferring your account from another bank.
  • Furthermore, we will need your identity document and, for students over 19 years of age, also a confirmation of study, an ISIC card with a valid sticker or the ISIC application. We also accept EYCA Student cards.
  • If you are interested in using internet or mobile banking, bring your mobile phone along with the documents and confirmations.
Open a personal account at a branch

What you get for free

During your studies, your AKTIVNÍ account comes with free services, for which you would normally pay 49 CZK per month as an adult. Which ones?

Withdrawals from ATMs of all banks in Czechia or abroad
0 CZK
Two international contactless payment cards
0 CZK
Money in your account in up to 17 different currencies at the same time
0 CZK
Unlimited number of foreign EUR payments within the Eurozone
0 CZK

Frequently asked questions