We support energy-efficient housing with a lower interest rate.
For energy-efficient housing, you will get a 0.10% lower interest rate than with a classic mortgage.
Save the environment, money on your mortgage payments and energy bills.
All you have to do is provide us with an Energy Performance Certificate of your property.
You can calculate your mortgage in our calculator, where you can easily find out how much we can lend you. We will send you the offer via email right after you click on "Získat nabídku" and fill in a few details. Our offer does not bind you to anything, while we guarantee you the interest rate for 30 days
From the guaranteed offer, you can smoothly proceed to the mortgage application, or you can choose a date for us to call you if you need advice. We can fill in the application together over the phone, or you can complete it later. After you submit the application, mortgage advisor will call you to finalize the property appraisal and the contract. He also assess the energy label of the building to determine if the property meets the conditions of the Responsible Mortgage, allowing you to obtain a better rate.
We will appraise your property online or arrange for an appraiser to contact you.
Once you provide us with the necessary documents, we will process your mortgage within 3 days. After the mortgage is approved, we will send you the contract for review. You can discuss the contract with mortgage advisor and agree on how to sign it. You can sign the contract in person at our mortgage center or electronically through online banking.
You can draw down the mortgage in a lump sum or gradually. It’s entirely up to you. You can submit a drawdown request through online or mobile banking.
Would you prefer not to handle the mortgage online, but rather in person with our mortgage advisor at a mortgage center? Visit us at one of our mortgage centers.
