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Personal Finance
EN
  1. Personal finance
  2. Loans
  3. Personal overdraft

PERSONAL OVERDRAFT

Arrangement and maintenance of Personal Overdraft in AKTIVNÍ ÚČET FREE OF CHARGE

You only pay when you use Personal Overdraft

You can increase the limit in Internet banking

Online arrangement if you already have eKonto

Product information

Personal  Overdraft is a financial reserve that may prove useful at any time.
  • A reserve from CZK 5,000 to CZK 150,000
  • You can use the Personal Overdraft any way you want: cash withdrawal, card payment, payment order
  • Due date: 1 year from the date of the first use

It is easy to get Personal  Overdraft. What do you need?

  • Minimum age of 18 years
  • Proof of identity
  • A completed proof of income (if you apply for a limit higher than CZK 10,000)
  • Current account with Raiffeisenbank, such as AKTIVNÍ ÚČET or CHYTRÝ ÚČET