Personal overdraft

Would you like to have a permanent financial reserve for unexpected expenses in your current account? Personal  Overdraft is a smart solution: You can use it any way you want, and you only pay when you are using it.

  • Arrangement and maintenance of Personal  Overdraft in eKonto KOMPLET FREE OF CHARGE
  • You only pay when you use Personal  Overdraft
  • You can increase the limit in Internet banking
  • Online arrangement if you already have eKonto

Product information

Personal  Overdraft is a financial reserve that may prove useful at any time.

  • A reserve from CZK 5,000 to CZK 150,000
  • You can use the Personal  Overdraft any way you want: cash withdrawal, card payment, payment order
  • Due date: 1 year from the date of the first use

It is easy to get Personal  Overdraft. What do you need?

  • Minimum age of 18 years
  • Proof of identity
  • A completed proof of income (if you apply for a limit higher than CZK 10,000)
  • Current account with Raiffeisenbank, such as eKonto KOMPLET or eKonto Smart

Product and service price list 

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