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Extra repayments free of charge

You can partially or fully repay the loan at any time for free

Convenient arrangement online

Apply for a loan online in a few minutes, you don't pay anything managing the loan

To CZK 1,200,000 for anything

Take out a loan from CZK 5,000 to CZK 1,200,000 for anything and without a guarantor

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Detailed Information on the Minute Loan

Benefits of the Minute Loan

  • Minute Loan without hidden fees
    You don´t have to be worried about any unnecessary fees. Arrangement and maintenance of the loan, extra repayments as well as early redemption are free of charge with us.
  • On-line loan approval in a few minutes
    You don't have to go to a branch at all. You can easily apply for a loan online and after signing the contract we will send the money to your account.  
    If you already have a current account with us, you can arrange everything online in a few minutes.   
    If you don't have a current account with us yet, you can sign the contract online by verifying it via Bank iD or in person at the branch. 
  • We do not ask what you will use the money for
    You may take out a loan for anything from CZK 5,000 to CZK 1,200,000 without a guarantor.
  • Do you prefer low instalments or a fast redemption?
    It is only up to you how you decide. You may set a repayment period from 3 months to 10 years. You may choose which repayment day suits you the most.
  • Loan insurance will protect you and your loved ones
    Becoming unable to meet financial obligations due to incapacity for work, job loss or an accident can happen to anyone. Arrange a Loan Insurance policy, which will not let you down in adverse life situations.

Representative example

Loan amount of CZK 100 000 for 60 months with a monthly instalment of CZK 1878 fixed annual interest rate of 4.8% p. a., and APR of 4.9%. Total amount payable by the consumer – CZK 112 680.