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Personal Finance
EN
  1. Personal finance
  2. Loans
  3. Minute Loan

Extra repayments as well as early redemption free of charge at any time

Convenient arrangement over the internet within 3 minutes and at no cost

 

Take out a loan from CZK 5,000 to CZK 800,000 for anything and without a guarantor

Detailed Information on the Minute Loan

Benefits of the Minute Loan

  • Minute Loan without hidden fees

You don´t have to be worried about any unnecessary fees. Arrangement and maintenance of the loan, extra repayments as well as early redemption are free of charge with us.

  • On-line loan approval in a few minutes

You may apply for the loan simply and conveniently over the internet. First you need to visit a branch to sign agreements, and money will be sent to your account immediately.

If you are a customer of Raiffeisenbank and have a current account with us, you do not need to go to a branch. You may apply for a loan as well as sign agreements in your Mobile Application or Internet Banking within several minutes.

  • We do not ask what you will use the money for

You may take out a loan for anything from CZK 5K to CZK 800K without a guarantor.

  • Do you prefer low instalments or a fast redemption?

It is only up to you how you decide. You may set a repayment period from 3 months to 10 years. You may choose which repayment day suits you the most.

  • Loan insurance will protect you and your loved ones

Becoming unable to meet financial obligations due to incapacity for work, job loss or an accident can happen to anyone. Arrange a Loan Insurance policy, which will not let you down in adverse life situations.

Representative example

Loan amount of CZK 100 000 for 60 months with a monthly instalment of CZK 1966 fixed annual interest rate of 6.7% p. a., and APR of 6.9%. Total amount payable by the consumer – CZK 117 960.