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One account for up to 18 currencies

Manage CZK, EUR, USD and other currencies under one account. Easy transfers and convenient exchange rates when you travel, shop or receive your salary abroad.

Unlimited payments

Domestic and EUR payments within the EEA are free. The first two incoming or outgoing payments outside the EEA per month are free.

Free ATM withdrawals

You can take out as much cash as you like from any ATM in the Czech Republic or abroad. This does not apply to fees charged by other banks.

What else you get

1% off the interest rate of your Hypotéka na bydlení

Higher interest applied to your saving account

Interest-free reserve of CZK 1,000 to prevent unauthorized account overdraft

Unlimited number of EUR foreign payments within the EU

Up to 17 currencies under one account number (CZK, EUR, USD, GBP, CHF, JPY, CAD, PLN, HUF, ...)

Instant payments done in seconds between banks supporting the service

Detailed product information

Take full advantage of our banking services. With AKTIVNÍ účet you get a number of standard and superior benefits for one flat-rate monthly fee.

  • Unlimited number of incoming and outgoing CZK and EUR payments from Slovakia's Tatra banka
  • Secure payments at retailers with a credit card and embossed debit card
  • Easy account administration in our modern Internet Banking

Up to 17 currencies under one account number

CHYTRÝ účet is a multicurrency account. This means that you can hold up to 16 other currencies in the account in addition to the Czech crown, such as EUR, USD or GBP. Everything is available to you in our user-friendly Internet Banking.

Convenient mobile phone payments

Make convenient, easy and secure payments using your mobile phone. You can add your Raiffeisenbank cards to the Apple Pay and RaiPay applications. Just download the app to your mobile phone and add the cards you wish to use.

Our branches are available throughout Czechia

  • Do not forget to take your ID with you to open the account.
  • If you are under 18, please come see us with your statutory representative.
  • Certainly, at the branch office we will also assist you with transferring your account from another bank.
Our branches are available throughout Czechia

Frequently asked questions