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PERSONAL ACCOUNT - AKTIVNÍ ÚČET

An unlimited number of cash withdrawals from all ATMs in the Czech Republic and abroad

One incoming or outgoing foreign payment in a calendar month

Credit card and two MasterCard GOLD BASE or STANDARD debit cards of your choice

What else you get

1% off the interest rate of your Hypotéka na bydlení

Higher interest applied to your saving account Spořící účet XL

Interest-free reserve of CZK 1,000 to prevent unauthorized account overdraft

Unlimited number of EUR foreign payments within the EU

Up to 19 currencies under one account number (CZK, EUR, USD, GBP, CHF, JPY, CAD, PLN, HUF, ...)

Instant payments done in seconds between banks supporting the service

Detailed product information

Take full advantage of our banking services. With AKTIVNÍ účet you get a number of standard and superior benefits for one flat-rate monthly fee.

  • Unlimited number of incoming and outgoing CZK and EUR payments from Slovakia's Tatra banka
  • Secure payments at retailers with a credit card and embossed debit card
  • Easy account administration in our modern Internet Banking

Up to 18 currencies under one account number

CHYTRÝ účet is a multicurrency account. This means that you can hold up to 18 other currencies in the account in addition to the Czech crown, such as EUR, USD or GBP. Everything is available to you in our user-friendly Internet Banking.

Convenient mobile phone payments

Make convenient, easy and secure payments using your mobile phone. You can add your Raiffeisenbank cards to the Apple Pay and RaiPay applications. Just download the app to your mobile phone and add the cards you wish to use.

Frequently asked questions