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FREE maintenance without any conditions

An unlimited number of cash withdrawals from all ATMs in the Czech Republic and abroad

Credit card and debit card MasterCard STANDARD maintenance

What else you get for FREE

1% off the interest rate of your Hypotéka na bydlení

Higher interest applied to your saving account HIT PLUS

Interest-free reserve of CZK 1,000 to prevent unauthorized account overdraft

Unlimited number of EUR foreign payments within the EU

Instant payments done in seconds between banks supporting the service

Account control using our Mobilní eKonto application

Detailed product information

Our account gives you common banking services FREE of charge without any conditions - that is the main benefit of CHYTRÝ účet. However, there is much more.

Convenient mobile phone payments

Make convenient, easy and secure payments using your mobile phone. You can add your Raiffeisenbank cards to the Apple Pay and RaiPay applications. Just download the app to your mobile phone and add the cards you wish to use.

Frequently asked questions