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Personal Finance
We'll give you 1% back from your purchases
You can get up to CZK 1,800 back per year on purchases paid by your card.
Lots of benefits for only 50 CZK per month
You pay a few crowns a month, but you get many benefits and discounts to make your day more enjoyable.
COMFORT insurance package
A package of the most popular insurances for safer shopping is included in the price of the card.
Enjoy benefits of the STYLE credit card
You can use your credit card as a loan that is immediately available to you. You can use the bank's money up to a limit.
If you repay the money during the interest-free period, which is up to 55 days, you do not pay any interest.
- The card fee is 50 CZK a month or you can pay it from the collected rewards.
- Limit of up to CZK 500,000.
- We'll give you up to CZK 1,800 a year back on your purchases
Pay with card and get 1% back for your purchases – up to 150 CZK a month. You can withdraw your bonus to your current or saving account. - Insurance package for safe shopping included in the card price
The KOMFORT insurance package protects your card and personal belongings, and you'll also get a year longer warranty on appliances and electronics paid by credit card. - Discounted entry to the airport Mastercard Lounge
With card, you get discounted entry to Mastercard Lounge:
Prague, Václav Havel airport, Terminal 1
Vienna, Sky Lounges at terminal 3 and Vienna Lounge at terminal 2 at the Vienna international airport
Bratislava, Caproni Lounge - Online medical advice for you and your family
The online service uLékaře.cz offers the credit card holder and family FREE 24-hour consultation with a physician. - Leave your worries to the assistance service
Exclusive assistance Mastercard Asistent is available to you 24 hours a day, 365 days a year at +420 239 050 406 or on asistent@mujmastercard.cz. - Extraordinary experiences with Priceless Prague/Cities
See places you wouldn't otherwise get to. Just register your credit card at www.priceless.com and choose your experience. - Get discounts at hundreds of retailers
The program RB Club gives you an opportunity to get discounts on purchases of goods and services. The program includes online shops as well as traditional stores all over the Czech Republic.
What do I need to get a credit card?
- Age over 18
- Regular net monthly income of at least CZK 12,000
- Have Czech citizenship or permanent residence or a residence permit in the Czech Republic
- A valid identity document
- Phone number and email contact
How long does it take to issue a credit card?
If you are already a Raiffeisenbank client, you can process your application completely online.
If you are not yet our client, we will process your application online and you can sign the contracts via Bank iD or at a branch.
We will issue your card within minutes after you sign the contract. You don't even have to wait for the plastic card to arrive in the post, just load it into your mobile wallet and you can use it immediately.
I received a new card, how to activate it?
Activate your newly issued credit card when it is delivered to you.
The card can be activated:
- Online in Internet or Mobile Banking - click Activate in the card details. The first time you make a payment at a merchant, insert the card into the terminal and enter your PIN.
Or
- by first contact transaction at a merchant or ATM. Insert the card into the terminal or ATM and enter the PIN.
I lost my card or it was stolen. How do I block it?
If your card is lost or stolen, block it immediately in your Internet or Mobile Banking in the card details. Or contact our customer service line +420 412 446 402.
Credit card documents
The English webpage is only informative and does not represent a proposal to conclude a contract. The Agreement and related documents are always executed in the Czech language.