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The initial bonuses as much as much as 20,000 miles to the loyalty programmes OK Plus of the Czech Airlines
Family travel insurance with the insurance coverage as much as CZK 2,000,000 in the price of the card
4 miles for each CZK 100 paid by a card or withdrawn from the ATM
Interest-free period for as many as 55 days
More favourable interest rate for bigger transactions
Supplementary card for your dearest INCLUDED

Product information

You will enjoy travelling, discounts and above-standard services with the ČSA kreditní karta.
  • Assistance service in the price of the card
  • The financial limit as much as CZK 600,000
  • Discounts with the sellers with the PREMIUM RB Club
  • Transport of a golf bag FREE OF CHARGE on flights operated by the Czech Airlines
  • Supplementary card for your dearest INCLUDED
  • Continuous overview of payments thanks to the SMS service Kredit info

Miles for using your ČSA credit card

For every payment made with your card you earn miles in the OK Plus frequent flyer programme of the Czech Airlines. Convert miles into rewards: bonus tickets, class upgrades, holiday stays, car rentals, hotel stays, flight simulator lessons and more attractive services.

For every 100 CZK you get 4 miles. Also, you get 10,000 bonus miles for the first payment or cash withdrawal, additional 10,000 bonus miles for the first 5,000 CZK spent using your ČSA credit card in the first month after the issue of the card, and an annual bonus of 5,000 miles if your average monthly turnover on the card is at least 15,000 CZK.
The more you use your ČSA credit card, the more miles and rewards you earn. Moreover, these miles qualify for a Silver, Gold or Platinum OK Plus card (SkyTeam miles), up to 15,000 miles in a calendar year.

Get discounts at hundreds of retailers

The program RB Club gives you an opportunity to get discounts on purchases of goods and services in the area of leisure, fashion, traveling, restaurants, etc.

Travel insurance with insurance cover of up to 2 000 000 CZK

Do you travel along with your family? Travel insurance included in the price of your ČSA credit card, protecting you and your accompanying family, gives you the right sense of certainty.

Repayment plans

Place your card transactions (such as card payments at merchants or wire transfers from credit card to any current account) into regular monthly instalments with more favourable interest rate using our repayment plans.

Car assistance for all cases

Are you stuck on the road? No problem. Your ČSA credit card includes services such as car towing and transport of all passengers within a 30 km distance, a courtesy car for 3 days, work of a mechanic, as well as minor service, such as battery recharge, tire replacement or topping up fuel. Car assistance always takes a good care of you and your car. All you need to do is to call the nonstop assistance telephone line at +420 221 586 533.  

Car assistance only applies to ČSA credit cards by Raiffeisenbank taken out after 1 March 2016.

Kredit Info SMS service

Do you wish to keep track of your credit card account at all times? Activate the Kredit Info text service. Information about your available balance is sent to you after every transaction. You will thus always know when, where and how much you should pay for the last billing period; also, for one flat-rate fee you get an unlimited number of information text messages.

Contactless payments save your time

The contactless technology lets you pay easily and fast. Just place your card at the terminal and enter your PIN, if the amount exceeds 500 CZK. The payment is made in a couple of seconds.

Secure online payments

3D Secure is a free service provided with your card to secure your online payments. When paying at a merchant supporting 3D Secure, you have to confirmt the payment in RB Klíč application or by one-time code sent to your mobile / internet banking.

It is easy to become the owner of a ČSA kreditní karta. What do you need for it?

  • Minimum age of 18 years
  • Regular monthly income at least CZK 12,000
  • Citizenship of the Czech Republic and permanent residence of the Czech Republic
  • Identity card
  • Contact telephone number
  • If applicable, proof of income, tax return or pension assessment

If you do not provide us with the required information and documents, the provided information or documents are incomplete or untrue, or if they are not adequately explained or supplemented according to our requirements, we might not be able to assess your creditworthiness and grant the loan to you.

The English webpage is only informative and does not represent a proposal to conclude a contract. The Agreement to issue a credit card including related documents are always executed in the Czech language.

Price list

Representative example

Terms and Conditions for the issue and use of credit cards

You don't have to worry about high interest rates.

Take advantage of our repayment plans. You can spread your credit card purchases over regular monthly payments at a better interest rate. For example, if you divide the amount you borrowed into 36 instalments, you can pay only 6.99% p. a.