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Full or partial early repayment free of charge at any time

Convenient arrangement over the internet within 3 minutes and at no cost

 

You can keep the certificate of roadworthiness

Up to CZK 800,000 CZK for a new car

 

It is much easier to pick a car once you have your loan ready

Benefits of the CarLoan

  • No advance payments and no hidden charges

You don´t have to be worried about any unnecessary fees. Arrangement and maintenance of the loan, full or partial early repayments are free of charge with us.

  • On-line loan approval in a few minutes

If you are a customer of Raiffeisenbank and have a personal account with us, you do not need to go to a branch at all, you can arrange CarLoan and sign the contracts in your Mobile Application or Internet Banking within 3 minutes.

If you do not have our personal account yet, you may apply for the CarLoan simply and conveniently via internet, then you need to visit a branch to sign contracts, and money will be sent to your account immediately.

  • You can keep the certificate of roadworthiness

We do not ask you to give us the certificate of roadworthiness as security. The CarLoan’s benefits as compared to lease purchase include also the fact that the car is yours from the outset.

  • Do you prefer low instalments or a fast redemption?

It is only up to you how you decide. You may set a repayment period from 3 months to 10 years. You may choose which repayment day suits you the most.

  • Loan insurance will protect you and your loved ones

Becoming unable to meet financial obligations due to incapacity for work, job loss or an accident can happen to anyone. Arrange a Loan Insurance policy, which will not let you down in adverse life situations.

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* Vyplněním a odesláním údajů souhlasím s tím, aby Raiffeisenbank a.s., se sídlem Hvězdova 1716/2b, 140 78 Praha 4, IČO 49240901, zpracovávala mnou vyplněné údaje, a to pro účely nabídky produktů a služeb Raiffeisenbank a.s., která může být učiněna také telefonicky či e-mailem. Tento souhlas uděluji na dobu pěti let. Beru na vědomí, že poskytnutí tohoto souhlasu je dobrovolné, mohu souhlas kdykoliv písemně odvolat a že mám právo požádat Raiffeisenbank a.s. o informaci, jaké údaje o mě zpracovává, a o opravu údajů.
 
 
 

Representative example

Loan amount of CZK 100,000 for 60 months with a monthly instalment of CZK 1,966 fixed annual interest rate of 6.7% p. a., and APR of 6.9%. Total amount payable by the consumer – CZK 117,960.