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Get up to CZK 250 back from your purchases monthly


The attractive KOMFORT insurance package, Autoasistence and other insurance packages INCLUDED

Product information

With DE LUXE card, you can enjoy VIP discounts, free access to social events and airport lounges It offers additional benefits.e
  • Limit of up to CZK 500,000
  • Interest-free period of up to 55 days
  • Contactless card will save your time when paying
  • A supplementary card issued as a contactless sticker INCLUDED
  • Constant overview of payments thanks to the Kredit info SMS service

Get discounts at hundreds of retailers

The VIP PREMIUM RB Club gives you an opportunity to get discounts on purchases of goods and services in the area of leisure, fashion, traveling, restaurants, etc. The programme includes online shops as well as traditional stores all over the Czech Republic. Get more information about the VIP PREMIUM RB Club. 

Up to 1% back for your purchases

Shop at home and abroad or make online payments and get your money back. The bonus is credited to the card automatically every month; you can get up to 250 CZK per month.

KOMFORT insurance package

The price of the card also includes the KOMFORT insurance package. It makes you, your purchases and personal belongings safe. The package includes:
• Extended warranty insurance
• Best price guarantee
• Insurance of purchased items
• Card abuse insurance and personal belongings insurance

Instalment programmes

Turn your card transactions (such as card payments at merchants or wire transfers from the card to your account) into regular monthly instalments at a better interest rate with our instalment programmes.

Car assistance for all cases

Are you stuck on the road? No problem. Your DE LUXE credit card includes services such as car towing and transport of all passengers within a 30 km distance, a courtesy car for 3 days, work of a mechanic, as well as minor service, such as battery recharge, tire replacement or topping up fuel. Car assistance always takes a good care of you and your car. All you need to do is to call the nonstop assistance telephone line at +420 221 586 533.

Kredit Info SMS service

Do you wish to keep track of your credit card account at all times? Activate the Kredit Info SMS service. Information about your available balance is sent to you after every transaction. You will thus always know when, where and how much you should pay for the last billing period; also, for one flat-rate fee you get an unlimited number of information text messages.

Contactless payments save your time

The contactless technology lets you pay easily and fast. Just place your card at the terminal and enter your PIN, if the amount exceeds 500 CZK. The payment is made in a couple of seconds.

Secure online payments

3D Secure is a free service provided with your card to secure your online payments. When paying at a merchant supporting 3D Secure, you receive a one-time code to your mobile phone to confirm the payment.

It is easy to become the holder of a DE LUXE card. What do you need:

  • Minimum age of 18 years
  • Regular monthly income of at least CZK 12,000
  • Citizen or permanent resident of the Czech Republic
  • Proof of identity
  • Contact phone number
  • If applicable, proof of income, tax return or pension assessment

If you do not provide us with the required information and documents, the provided information or documents are incomplete or untrue, or if they are not adequately explained or supplemented according to our requirements, we might not be able to assess your creditworthiness and grant the loan to you.

The English webpage is only informative and does not represent a proposal to conclude a contract. The Agreement to issue a credit card including related documents are always executed in the Czech language.

Representative example