Do you know that you can search branch offices and ATMs?
Just enter a city or address.
Personal Finance
Thanks to the RB Club program, you can get many attractive discounts at retailers.
You can get a discount of up to CZK 6,000 per year on O2 services paid for with your card.
With insurance included in the price of your card, you will shop more safely and get an extended warranty.
Your O2 RB karta gives you up to 40% off the first four bills for O2 and/or O2 Family services paid in a particular monthly billing period by direct debit from the O2 RB karta.
The discount amount is set depending on the total amount of payments made with the card (excluding payments for O2 services) in a given billing period.
| Payments at merchants | Discount |
| 0 CZK – 3 000 CZK | 0 % |
| 3 000 CZK (included) – 5 000 CZK | 10 % |
| 5 000 CZK (included) – 10 000 CZK | 20 % |
| 10 000 CZK (included) – 20 000 CZK | 30 % |
| 20 000 CZK (included) or more | 40 % |
The program RB Club gives you an opportunity to get discounts on purchases of goods and services in the area of leisure, fashion, traveling, restaurants, etc. The programme includes online shops as well as traditional stores all over the Czech Republic.
Place your card transactions (such as card payments at merchants or wire transfers from credit card to any current account) into regular monthly instalments with more favourable interest rate using our repayment plans.
Do you wish to keep track of your credit card account at all times? Activate the Kredit Info SMS service. Information about your available balance is sent to you after every transaction. You will thus always know when, where and how much you should pay for the last billing period; also, for one flat-rate fee you get an unlimited number of information text messages.
The contactless technology lets you pay easily and fast. Just place your card at the terminal and enter your PIN, if the amount exceeds 500 CZK. The payment is made in a couple of seconds.
3D Secure is a free service provided with your card to secure your online payments. When paying at a merchant supporting 3D Secure, you have to confirm the payment in RB Klíč application or by one-time code sent to your mobile / internet banking.
If you do not provide us with the required information and documents, the provided information or documents are incomplete or untrue, or if they are not adequately explained or supplemented according to our requirements, we might not be able to assess your creditworthiness and grant the loan to you.
The English webpage is only informative and does not represent a proposal to conclude a contract. The Agreement to issue a credit card including related documents are always executed in the Czech language.
If you are already a Raiffeisenbank client, you can process your application completely online.
If you are not yet our client, we will process your application online and you can sign the contracts via Bank iD or at a branch.
We will issue your card within minutes after you sign the contract. You don't even have to wait for the plastic card to arrive in the post, just load it into your mobile wallet and you can use it immediately.
Activate your newly issued credit card when it is delivered to you.
The card can be activated:
Or
If your card is lost or stolen, block it immediately in your Internet or Mobile Banking in the card details. Or contact our customer service line +420 412 446 402.