• FREE maintenance without any conditions

  • Unlimited number of cash withdrawals from ATMs of all banks in the Czech Republic and abroad

  • Easy account control using our Mobilní eKonto application

What else you get for FREE

  • Children and students up to 26 years of age may open the account

  • An unlimited number of cash withdrawals from all ATMs in the Czech Republic and abroad

  • Two international contactless payment cards

  • Instant payments done in seconds between banks supporting the service

  • Unlimited number of EUR foreign payments within the EU

  • Up to 19 currencies under one account number (CZK, EUR, USD, GBP, CHF, JPY, CAD, PLN, HUF, ...)

Detailed product information

For children and students, we offer our AKTIVNÍ účet completely FREE and without conditions.

  • Unlimited number of incoming and outgoing CZK and EUR payments from Slovakia's Tatra banka
  • Secure payments at retailers with two international debit card and a credit card
  • Easy account administration in our modern Internet Banking

Up to 18 currencies under one account number

CHYTRÝ účet is a multicurrency account. This means that you can hold up to 18 other currencies in the account in addition to the Czech crown, such as EUR, USD or GBP. Everything is available to you in our user-friendly Internet Banking.

Convenient mobile phone payments

Make convenient, easy and secure payments using your mobile phone. You can add your Raiffeisenbank cards to the Apple Pay and RaiPay applications. Just download the app to your mobile phone and add the cards you wish to use.