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Every year, we will return as much as CZK 6,000 for your purchases

One-off voucher for CZK 2,000 for your purchases at

2% back for each purchase on, online and abroad

Interest-free period for as many as 55 days

Product information

Enjoy discounts and advantages with the kreditní karta at every step.
  • The financial limit as much as CZK 600,000
  • Discounts with the sellers with the PREMIUM RB Club
  • Contactless card will save your time when paying
  • A supplementary card for your dearest INCLUDED
  • Continuous overview of payments thanks to the SMS service Kredit info

Up to 6 000 CZK back for your purchases per year

Shop and get back 2% from your purchases at, online or abroad. You can get a refund of up to 6 000 CZK per year.

Get discounts at hundreds of retailers

The PREMIUM RB Club gives you an opportunity to get discounts on purchases of goods and services in the area of leisure, fashion, traveling, restaurants, etc. The programme includes online shops as well as traditional stores all over the Czech Republic.

Instalment programmes

Turn your card transactions (such as card payments at merchants or wire transfers from the card to your account) into regular monthly instalments at a better interest rate with our instalment programmes.

Kredit Info SMS service

Do you wish to keep track of your credit card account at all times? Activate the Kredit Info SMS service. Information about your available balance is sent to you after every transaction. You will thus always know when, where and how much you should pay for the last billing period; also, for one flat-rate fee you get an unlimited number of information text messages.

Contactless payments save your time

The contactless technology lets you pay easily and fast. Just place your card at the terminal and enter your PIN, if the amount exceeds 500 CZK. The payment is made in a couple of seconds.

Secure online payments

3D Secure is a free service provided with your card to secure your online payments. When paying at a merchant supporting 3D Secure, you receive a one-time code to your mobile phone to confirm the payment.

It is easy to become the owner of a kreditní karta. What do you need for it?

  • Minimum age of 18 years
  • Regular monthly income of at least CZK 12,000
  • Citizenship of the Czech Republic and permanent residence of the Czech Republic
  • Identity card
  • Contact telephone number
  • If applicable, proof of income, tax return or pension assessment

If you do not provide us with the required information and documents, the provided information or documents are incomplete or untrue, or if they are not adequately explained or supplemented according to our requirements, we might not be able to assess your creditworthiness and grant the loan to you.

The English webpage is only informative and does not represent a proposal to conclude a contract. The Agreement to issue a credit card including related documents are always executed in the Czech language.

Representative example

Terms and Conditions for the issue and use of credit cards