It's normal to have more options

We all enjoy something different. Only with us you can choose the reward that pleases you the most.

You choose your reward when you open the account. Only you decide which one.

Open account with a reward

How you choose the reward
  1. Complete an application for a CHYTRÝ account online, in the Raiffeisen mobile banking app or at a branch. The fastest way to open an account is online.
  2. At the end of the account application, just choose one of the rewards: 6× 500 CZK, 50% back for Stream & AI, or 10% back on grocery purchases.
  3. Meet the conditions applicable to the selected reward every month to automatically receive the reward in your account.

Do not hesitate too long, the offer is valid for new clients only until 31 December 2026.

 

Reward rules

  • You are over 18 years old.
  • You are a new client for whom we did not maintain another personal current account in the 6 months before opening the account, and you have not yet participated in the "6× CZK 500 to your current account" promotion.
  • You open a personal current account with Raiffeisenbank by 31 December 2026.
  • You pay at least 10 times by card every month.

 Detailed conditions and a list of the partners are available in the Promotion rules.

 

The reward is just the beginning

Our account offers even more.

Zero account maintenance fees

Our account is free of charge and comes with free withdrawals from ATMs of all banks around the world.

Free ATM withdrawals

Don't worry about finding the right ATM. Withdraw from any ATM in the world free of charge and free of any conditions. Excludes fees charged by third parties.

Easy to use and pay

RB mobile banking is absolutely secure and lets you arrange for everything you need in a few clicks – open an account, make all common transactions or take out insurance. You can do it on your way to work or to the airport.

  • You can quickly see your account balance and have instant access to your payment history.
  • All the information and your banking products are available conveniently in one place.
  • Use Touch ID or Face ID to sign in. It’s easy, fast and secure.
  • Your debit or credit card PIN is at hand in your mobile banking whenever you need it.

Open account

Mobile banking

Popular account benefits

Optional interest-free reserve

We know that a reserve may come in handy. And that's why you can overdraw your account by up to 1 000 CZK free of charge. The reserve lets you cover unexpected expenses.

Free instant payments

Transfer money 24/7. The money is credited to the account in an instant. Transfers are done in a second even on weekends. The payments are placed easily in internet or mobile banking.

RB Club discounts

Save up to 30% and shop at a discount at more than 1 900 points of sale. The discounts are provided off online purchases, food or travel. Just pay with your RB debit or credit card.

Bonus savings account

Maintenance of a savings account with a bonus rate for active use. Free account opening, maintenance and cashless transactions.

Our current account is really free of charge.

You do not pay anything for opening or maintaining the account. All standard services are free of charge.

Account opening, maintenance and closing
0 CZK
Withdrawals from ATMs all over the world
0 CZK
Incoming and outgoing payments
0 CZK
Savings account with favourable interest
0 CZK
Tip

Do you wish to transfer your account from another bank to us? We will take care of everything on your behalf. Transferring your account is free of charge and all your account settings can be preserved.

Open a personal account at a branch

  • Do not forget to take your ID with you to open the account.
  • If you are under 18, please come see us with your statutory representative.
  • Certainly, at the branch office we will also assist you with transferring your account from another bank.
Open a personal account at a branch

Frequently asked questions