Pre-mortgage loan (Předhypoteční úvěr)

Would you like to build a prefabricated house but are not sure whether you will be granted a mortgage loan? Pre-mortgage loan (Hypotéka Klasik Plus) will help you with financing if the value of your property is not sufficient to secure the full amount of the loan

  • Arrangement and maintenance of your mortgage FREE OF CHARGE
  • We will arrange your mortgage within 3 DAYS
  • We will grant you a partially secured loan for up to 24 months
  • After the construction and establishment of a lien, the loan is converted to a normal mortgage

Product information

Are you unable to temporarily secure your mortgage with a property but already need to use some or all of the loan? You can bridge this period with Pre-mortgage loan (Hypotéka Klasik Plus)

  • Mortgage loans from CZK 500,000 to CZK 4 million
  • Mortgage maturity up to 30 years
  • Interest rates fixed for 1 to 15 years, or a floating interest rate
  • Early repayments of up to 25% of the mortgage balance can be arranged every


Mortgage loan documents