Buy-to-let mortgage

Are you considering an investment in a real estate? The Mortgage for Buy-to-let mortgage (Profit Residential) is suitable for buying residential real estates for subsequent lease.

  • Arrangement and maintenance of your mortgage is free of charge

  • You can use the future rental income to repay the mortgage
  • The mortgage loan is also available to lease non-residential premises
  • A range of interest rates with fixations between 1 and 15 years, or a floating interest rate

Product details

If you apply for a Buy-to-let mortgage, we can include the future rental income in your regular income, thus notably increasing your chance to get the loan.

  • Loan amount from CZK 300 thousand to 20 million (CZK 12 million for non-residential premises)
  • Mortgage loan maturity of up to 30 years (20 years for non-residential premises)
  • A range of interest rates with fixations between 1 and 15 years


Getting a Buy-to-let mortgage is easy. Visit our branch office; we will be pleased to assist you. What you need to know?

  • Minimum age of the applicant is 18 years
  • Maximum number of applicants is 4 persons


Other information and documents for download:

Interest rates applicable to mortgage loans

Mortgage loan documents


Buy-to-let mortgage is not intended for entrepreneurs recognizing rental income as income from independent gainful activities pursuant to Sec. 7 of the Income Tax Act.