EKLUZIVNÍ účet
Luxurious account without limits for clients with assets worth over 1.5 million CZK.
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PRÉMIOVÝ ÚČET
For clients with monthly income exceeding 50,000 CZK
FREE if used actively
Debit MasterCard GOLD BASE payment card
Benefits of PRÉMIOVÝ účet
Professional financial advisory - Premium Way
One FREE incoming or outgoing foreign payment outside EEA per month
The account price includes two debit cards and one RB PREMIUM credit card
Inter-bank payments to/from Česká spořitelna, AIR Bank, CREDITAS and Komerční banka done in seconds
PRÉMIOVÝ and EXKLUZIVNÍ účet compared
| PRÉMIOVÝ účet | EXKLUZIVNÍ účet | |
|---|---|---|
| Free maintenance | With monthly turnover on the account of at least 50,000 CZK in one or two transactions | With at least 1.5 million CZK held in deposits and investments at Raiffeisenbank |
| Debit card included in the price | Debit MasterCard STANDARD | Debit MasterCard GOLD |
| Savings account on preferential terms | Spořicí účet HIT PLUS | Spořicí účet GOLD |
| Payments outside EEA included in the price | One incoming or outgoing foreign payment per month | Unlimited number of incoming foreign payments |
| Standard monthly price | 250 CZK | 750 CZK |
| Price if used actively | Free of charge | Free of charge |
| LIST OF BRANCHES | MORE INFORMATION |
PRODUCT INFORMATION
FAQ
Free if used actively
We will maintain your PRÉMIOVÝ účet free of charge if you use it actively. That means that the sum of incoming payments in a particular month is at least 50,000 CZK. Only the two highest incoming payments in a month are considered.
Otherwise, the monthly fee applicable to PRÉMIOVÝ účet is 250 CZK. However, we only charge the monthly fee if you fail to meet the conditions of active use two months in a row.
Active use is evaluated for the preceding month; for example, account activity for August is evaluated on 30 September.
Professional financial advisory - Premium Way
Every stage of life brings different challenges, defining the priorities of your financial needs. We are able to respond to any such need in a professional manner, proposing an optimal solution matching your specific situation in life. Our PREMIUM WAY exclusive service gives you long-term professional care tailored to meet your current needs.
Other benefits of PRÉMIOVÝ účet
- FREE withdrawals from ATMs of all banks in the Czech Republic or abroad
- Up to 19 currencies under one account number (CZK, EUR, USD, GBP, CHF, JPY, CAD, PLN, HUF and more)
- Higher interest applied to your Spořící účet XL
- Unlimited number of EUR foreign payments within EEA
- One incoming or outgoing foreign payment per calendar month in addition to EUR foreign payments within EEA
- 1% off the interest rate of your Hypotéka na bydlení mortgage loan
- 1,000 CZK interest-free reserve to prevent unauthorized account overdraft
- Mobile phone payments using RaiPay and ApplePay