Spořicí účet GOLD
Add value to your money; preferential interest rates applicable to amounts of up to 2 million CZK.
Do you know that you can search branch offices and ATMs?
Just enter a city or address.
MENU
LOGIN
SMS code
RB key
Personal key
EXKLUZIVNÍ ÚČET
For clients holding over 1.5 million CZK in assets (deposits and investments) with Raiffeisenbank
FREE if used actively
Unlimited number of Debit MasterCard GOLD payment cards
Benefits of EXKLUZIVNÍ účet
Higher interest rate applied to Spořící účet GOLD, a savings account maintained in CZK and EUR
Unlimited number of incoming foreign payments from outside EEA
Unlimited number of Debit MasterCard GOLD and one RB PREMIUM credit card included in the account price
Inter-bank payments to/from Česká spořitelna, AIR Bank, CREDITAS and Komerční banka done in seconds
PRÉMIOVÝ and EXKLUZIVNÍ účet compared
| PRÉMIOVÝ účet | EXKLUZIVNÍ účet | |
|---|---|---|
| Free maintenance | With monthly turnover on the account of at least 50,000 CZK in one or two transactions | With at least 1.5 million CZK held in deposits and investments at Raiffeisenbank |
| Debit card included in the price | Debit MasterCard GOLD BASE | Debit MasterCard GOLD |
| Savings account on preferential terms | Spořicí účet XL | Spořicí účet GOLD |
| Payments outside EEA included in the price | One incoming or outgoing foreign payment per month | Unlimited number of incoming foreign payments |
| Standard monthly price | 250 CZK | 750 CZK |
| Price if used actively | Free of charge | Free of charge |
| MORE INFORMATION | LIST OF BRANCHES |
PRODUCT INFORMATION
FAQ
Free if used actively
We will maintain your EXKLUZIVNÍ účet free of charge if you use it actively. This means that you hold at least 1,500,000 CZK in deposits and investments with Raiffeisenbank. Otherwise, the monthly fee applicable to EXKLUZIVNÍ účet is 750 CZK. Active use is evaluated for the preceding month; for example, account activity for August is evaluated on 30 September.
Professional financial advisory - Premium Way
Every stage of life brings different challenges, defining the priorities of your financial needs. We are able to respond to any such need in a professional manner, proposing an optimal solution matching your specific situation in life. Our PREMIUM WAY exclusive service gives you long-term professional care tailored to meet your current needs.
Exclusive Debit MasterCard GOLD payment card
- Prestigious international embossed card with a gold design and superior weekly limits for payments and withdrawals
- Travel insurance for the cardholder and his or her family and card abuse insurance free of charge
- Free access to airport lounges in Prague and Vienna
- Attractive discounts at VIP Premium RB Club member retailers
More information about the card
Other benefits of EXKLUZIVNÍ účet
- Free withdrawals from ATMs of all banks in the Czech Republic or abroad
- Up to 19 currencies under one account number (CZK, EUR, USD, GBP, CHF, JPY, CAD, PLN, HUF and more)
- Higher interest applied to your Spořící účet GOLD
- Unlimited number of EUR foreign payments within EEA
- 1% off the interest rate of your Hypotéka na bydlení mortgage loan
- 1,000 CZK interest-free reserve to prevent unauthorized account overdraft
- Mobile phone payments using RaiPay and Apple Pay