A savings account for EXKLUZIVNÍ účet account holders, subject to a higher interest rate applicable to amounts of up to 2,000,000 CZK.

Benefits of Spořicí účet GOLD

0.5% p.a. interest for amounts up to 2,000,000 CZK

You can hold up to two GOLD savings accounts in EUR or CZK

Intelligent savings with smart transfers between your current and savings account

Easy administration of your accounts via internet and mobile banking

Comparison of GOLD and XL savings accounts

With its high interest rate applied to amounts up to 2,000,000 CZK, Spořicí účet GOLD outperforms Spořicí účet XL if the account balance is above 800,000 CZK.

 up to 150,000 CZKup to 500,000 CZKup to 2 million CZK2 million CZK and more
Spořicí účet GOLD 0,5% 0,5% 0,5% 0,1%
Spořicí účet XL 1,25 % 0,7 % 0,1 % 0,1 %

Intelligent savings keeping an eye on your savings

Now you can stop thinking about money idling on your account. Set up an amount to be always maintained on your account and every month we will automatically transfer any extra money to your savings account.

Or, you can use the service the other way around. If you wish to prevent your account balance from dropping below a certain amount, we will automatically top it up from the savings account. Thus, you can be certain that your money is where you need it the most.

Other benefits

  • Money on your account at any time without notice
  • FREE account opening, maintenance and cashless transactions
  • No minimum account balance required