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Raiffeisenbank's PRÉMIOVÝ and EXKLUZIVNÍ účet are accounts that let you conveniently use your money and enjoy regular as well as superior banking services without limits. You can control the accounts easily via internet or mobile banking.

PRÉMIOVÝ and EXKLUZIVNÍ účet compared

Free maintenance With monthly turnover on the account of at least 50,000 CZK in one or two transactions With at least 1.5 million CZK held in deposits and investments at Raiffeisenbank
Debit card included in the price Debit MasterCard GOLD BASE Debit MasterCard GOLD
Savings account on preferential terms Spořicí účet XL Spořicí účet GOLD
Payments outside EEA included in the price One incoming or outgoing foreign payment per month Unlimited number of incoming foreign payments
Standard monthly price 250 CZK 750 CZK
Price if used actively Free of charge Free of charge

Common to both accounts


  • FREE withdrawals from ATMs of all banks in the Czech Republic or abroad
  • Up to 19 currencies under one account number (CZK, EUR, USD, GBP, CHF, JPY, CAD, PLN, HUF and more)
  • Unlimited number of EUR foreign payments within EEA
  • One incoming or outgoing foreign payment per calendar month in addition to EUR foreign payments within EEA
  • 1% off the interest rate of your Hypotéka na bydlení mortgage loan
  • 1,000 CZK interest-free reserve to prevent unauthorized account overdraft
  • Mobile phone payments using RaiPay and ApplePay