Bank overdraft

Would you like to have a financial reserve for unexpected situations? Would you like to lower the interest burden of your mortgage or consolidate debt at other banks? During the drawdown period, you can use
Variable Mortgage (Variabilní hypotéka) repeatedly, put money back, or postpone repayment.

  • In the drawdown period , you can use and repay the loan as you need
  • Early repayments FREE OF CHARGE at any time during the drawdown period
  • You can invest money in housing or use it for any purpose
  • We will process your mortgage WITHIN 3 DAYS

Product information

Do you trade, invest and need to have money available at any time? Take out Variable Mortgage (Variabilní hypotéka). It also has many other benefits.

  • Mortgage loans from CZK 300,000 to CZK 5 million, up to CZK 8 million with a designated purpose
  • Mortgage maturity up to 30 years
  • In the drawdown period, we apply a floating interest rate based on PRIBOR 1M with a fixed margin
  • After the conversion to a conventionally paid mortgage, you can choose an interest rate fixed for 1 to 15 years
  • You can start using the loan as soon as the proposal for the entry of a lien is filed, i.e. much faster
  • Early repayment of the entire loan possible during the drawdown period FREE OF CHARGE


Application for a mortgage
DOC/ 72kB
Application for a mortgage - enclosure DOC/ 46 kB
Income Confirmation PDF/ 56 kB
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