Raiffeisen Bank 

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Infoline: 800 900 900

About eKonto

eKonto is a personal account which provides comprehensive care of your finances. There are no fixed fees for the account and related services.  It is based upon a unique combination of two basic principles, tailor-made services and benefits for loyal customers.

Benefits

  • A combination of two unique personal account principles, tailor-made services and Benefits for loyal customers.
  • No fees for setting up an account
  • Easy access to your finances thanks to several forms of direct banking
  • Multi currency accounts
    • up to 9 currencies in a single account (CZK, USD, EUR, GBP, JPY, CAD, HUF, PLN, CHF)
  • Account security
    • secured through an electronic key
    • lockable debit cards
    • secure internet purchases
  • Comfort
    • you can set up an eKonto online 
    • if necessary within 14 days you may return to your itemized request
  • Clarity
    • using eKonto you have access to your: current (personal) accounts, savings accounts, time deposits, authorized debit, mortgages, pension plans, life insurance, and mutual funds, all presented in the clearest form possible.
  • Financial reserve up to 150,000 CZK
    • you may keep a negative balance in your account of up to 150,000 CZK
    • you only pay interest for those days on which you use your authorized debit
    • all authorized debit information is displayed in your internet banking account
    • the repayment period for authorized debit is 365 calendar days
  • Attractive interest
    • The savings account is an attractive interest earning product with no restrictions on withdrawals which is insured by law and managed through internet banking.
    • Time deposits earn higher interest than the savings account and have variable periods (from 1 week to 2 years). Deposits are insured by law and are managed through internet banking.

Benefits for loyal customers – how to acquire them

Raiffeisenbank is the first bank to pay its clients for holding an account.
If satisfying some of the Extra or Premium Loyalty conditions, you will not be charged any fixed monthly fees; moreover, we will credit you with a bonus of CZK 20 to your account for every month. Should you be interested, we can arrange for donating the bonus to charity on your behalf.

If you use at least 3 services including a current account, direct banking and a debit card, you will immediately receive discounted prices.

Fees for individual services are charged at three discounted rates for eKonto loyal customers (Basic, Extra, Premium), while for the latter you pay practically no fixed fees.

eKonto Basic

  • current account
  • direct banking
  • electronic debit card

eKonto Extra

  • sum of incoming payments per month is a minimum of 20,000, or
  • sum of incoming payments per month is a minimum of 15,000 and you have savings at the bank of at least 100,000

eKonto Premium

  • sum of incoming payments per month is a minimum of 25,000, or
  • your savings and investments at the bank are at least 500,000

 

ATM withdrawals The first two withdrawals from Raiffeisenbank or eBanka ATMs in a calendar month are free. Successive withdrawals are subject to a fee of 9.90 CZK. If the client qualifies for Extra or Premium benefits, he/she also pays only 9.90 CZK for withdrawals from ATM machines of other banks. If these conditions are not met, the charge for withdrawals from ATM machines of other banks is 39.90 CZK per withdrawal.


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