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Credit cards
Credit Cards
Reasons to get your credit card
Credit cards are modern payment instruments offering easy and secure payments along with many other benefits. When you pay for goods or services using a credit card, you pay with the bank’s money instead of your own. Meanwhile, you can use can invest your money to generate returns. In addition, your card can bring you interesting discounts at merchants as well as insurance that will protect you in various situations. Most of all, with a credit card, you do not need to hold off on your shopping for another time!
Raiffeisenbank’s credit cards
| Credit cards | 
STYLE card | 
DE LUXE card | 
EASY card |
| I want the best card for my shopping
ON-LINE APPLICATION | I want a prestigious card that gets me to the “first class” ON-LINE APPLICATION | I want free card maintenance, yet I like to get benefits and discounts ON-LINE APPLICATION |
| Benefits | Up to CZK 6,000 yearly refund to your card.
In non-cash purchases made using the card, you get a refund of up to 2% for every purchase. The maximum loyalty bonus amount is CZK 500 in a month.
Up to 30% discounts with the Sphere card programme
COMFORT insurance bundle – protecting your card against fraud, and also protecting your purchases and personal belongings
MasterCard® LOUNGE – travel in comfort and take advantage of the new the lounge at the Prague airport – Terminal 1
Nonstop Alarm Centre – selected assistance services for you, your car and your home
Additional cards for your dearest
| Up to CZK 12,000 yearly refund to your card.
In non-cash purchases made using the card, you get a refund of up to 2% for every purchase. The maximum loyalty bonus amount is CZK 1,000 in a month.
Unique card design
Up to 50% discounts with the Sphere card VIP programme
COMFORT insurance bundle – protecting your card against fraud, and also protecting your purchases and personal belongings
Comprehensive Auto assistance – taking care, for example, of towing your car, getting help from a mechanic, delivery of fuel, etc.
MasterCard® LOUNGE – travel in comfort and take advantage of the new the lounge at the Prague airport – Terminal 1
Nonstop Alarm Centre – selected assistance services for you, your car and your home
Invitations to prestigious events to enjoy the atmosphere of gourmet shows and other experiences
Additional cards for your dearest
| Up to 30% discounts with the Sphere card programme
Extended warranty insurance covering household appliances and electronics
Card maintenance free of charge |
| Interest rate | Grace period of up to 50 days
Non-cash payments from 1.42% per month
Cash withdrawals: 1.88% per month
| Grace period of up to 50 days
Non-cash payments from 1.22% per month
Cash withdrawals: 1.88% per month
| Grace period of up to 45 days
Non-cash payments from 1.88% per month
Cash withdrawals: 2.5% per month
|
| Limit | CZK 10,000 – CZK 300,000 | CZK 10,000 – CZK 500,000 | CZK 10,000 – CZK 100,000 |
| Maintenance fee | 1st year FREE OF CHARGE
(Standard fee of CZK 59/month) | CZK 59 / month (in case of monthly card turnover below CZK 10,000, the fee charged is CZK 129 / month) ) | Free of charge |
