Raiffeisen Bank
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TOP classic
For clients whose investment goal is to outperform the market over the long-term and to participate in growth trends.
Product characteristics
- The client entrusts his or her Portfolio Manager with funds, and the Portfolio Manager invests these funds through financial market instruments based upon a predefined investment strategy, while applying modern portfolio theory,
- The client is regularly informed of the state and development of his/her portfolio,
- The offered product is intended for individuals and legal entities which do not have sufficient information, experience and/or technical background to make their own decisions about individual investments,
- Portfolio performance is primarily dependent on the development of Markets – full participation in growth trends,
- The market is defined by a benchmark (index, standard),
- Passive risk management, risk is determined by the investment strategy selected,
- Medium-term product, recommended for 3 or more years, high liquidity (max. 5 working days),
- The client has the option of selecting from four types of portfolios depending on anticipated returns, risk, and timeframe,
- Option of creating a portfolio in a customer preferred currency,
Types of portfolios in relation to anticipated return, risk, and timeframe
Portfolio | Composition and investment timeframe |
Raiffeisen TOPclassic 1: | 100% risk free instruments (bonds or bond funds) – investment timeframe 3 years or more, anticipated return 4-5% p.a. |
Raiffeisen TOPclassic 2: | 20% risk or alternative instruments (stocks, commodities, real estate, hedge funds), 80% risk free instruments – investment timeframe 3-5 years, anticipated return 5-7% p.a. |
Raiffeisen TOPclassic 3: | 50% risk or alternative instruments, 50% risk free instruments – investment timeframe 5-7 years, anticipated return 7-9% p.a. |
Raiffeisen TOPclassic 4: | 100% risk or alternative instruments – investment timeframe 7-10 years, anticipated return 9-12% p.a. |
Portfolio Management - Contacts
Michal Ondruška Head of Portfolio Management tel: +420 221 141 842
Petr Kolbušovský Portfolio Manager tel: +420 221 141 828
Martin Zezula Portfolio Manager tel: +420 221 141 804
Jiří Pospíšil Portfolio Manager tel: +420221141 883
Eva Novotná Assistant tel: +420 221 141 811
Private banking - Contacts
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