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GSM Banking
GSM Banking
GSM Banking is a service that will allow you to work with your current account through your mobile phone with the operator O2 Telefonica using a simple application and secured structured SMS.
Service Description
Through a simple and well-arranged menu on your O2 mobile phone:
- You can find out at any time the current balance on your accounts or last five deposits or charges on your accounts.
- You can recharge any prepaid O2 card directly from your bank account.
- You can request or cancel one-time domestic payment orders from your current or savings account and you will receive a message on your mobile phone about the status of such orders.
- You can request or cancel standing payment orders.
- You can request one-time or regular term deposits and cancel regular term deposits.
- You can find out the current exchange rate for a certain currency or the interest rate of term deposits.
- You can request faxing of a current list of interest rates of term deposits.
- You can request sending of SMS about balances and transactions.
Advantages for Your Company
- You are informed
- You know the current balance on your accounts
- You can check at any time which transactions on your accounts were made
- You have immediate information about any transaction
- It is convenient
- You have banking services available 24 hours a day
- You can access banking services from your home, work, abroad
- You do not have to go or wait anywhere
- You save
- Time – information about your account within several seconds, a payment order within a minute
- Money – banking transactions are cheaper
- Less worries – you can change a standing order at any time, you can recharge your mobile phone at any time.
You need
- Current account (Profikonto, Benefitkonto, Dualkonto etc.) at Raiffeisenbank
- Technical conditions
- Mobile phone that supports GSM Banking activated in the O2 network (tariff program or prepaid card),
- SIM card with the GSM Banking application and Bank PIN that you received with the card
- In order to set up GSM Banking, you must go to any Raiffeisenbank branch and sign a Direct Banking contract.
Security
GSM Banking meets today’s strictest security criteria.
- Transmission of messages between the user and the bank is encrypted using the 3DES certificate that is safely entered onto the SIM card. This means that only the user and the bank and nobody else can read these messages.
- The user’s identity is verified based on the SIM card specified by him.
- Access to the GSM Banking on the SIM card is provided by Bank PIN that only the user and nobody else, not even the bank, knows. Current account (Profikonto, Benefitkonto, Dualkonto etc.)
Prices
For the price list of products and services for individual entrepreneurs and legal entities, click here.
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