Raiffeisen Bank 

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Infoline: 800 900 900

Bank overdraft

Increase the funds available to you!

A corporate current account overdraft facility provides you with the funds to bridge the maturity of your receivables, allows you to purchase stock or to create a financial reserve for one-off expenses.

Advantages:

  • You pay interest only on the amount which you use.
  • You have a backup operative source of financing of your business activities .
  • You draw down the credit automatically, by submitting an order, withdrawing cash over the counter, paying by credit card in a shop, or by an ATM cash withdrawal.
  • You do not have to submit any invoices, contracts or other documents in order to draw on the credit.
  • The credit is repaid automatically with every incoming payment or cash deposit in the account on which the overdraft is provided.
  • We offer the overdraft without the security of real estate as standard.
  • You can draw down the credit in foreign currencies.
  • Simple administration.

Characteristics of the product:

Level

  • Up to CZK 50 million.
Drawdown
  • Automatically upon payments being made from the current account.
Repayment
  • Automatically with each incoming payment or cash deposit.
Security
  • The overdraft facility does not as a rule need to be secured by real estate.

The product is designed for:

  • Legal entities.
  • Private individuals/entrepreneurs.

Price conditions:


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